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Partner Hospitals /Clinics in Naga City *Mother Seton Hospital
*NICC *Bicol Access Health Centrum
plus 1000 plus more in the entire Philippines...
3 in 1
Kaiser International Health Group Inc. is registered as a health care provider. Kaiser is far more than an HMO. While most HMOs cater to both group and individual accounts, Kaiser's product is geared to address the long-term health care needs of individuals especially after their employment and retirement years.
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This plan caters your HealthCare (Hospitalization) while still paying, Investment (Money earns up to 10% every year), Insurance (Money your family can claim) and Emergency Fund (The full amount YOU can get when you withdraw the policy)
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You only pay 7 years and the policy matures in 20 years.
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Kaiser International Healthgroup, Inc. is one of the product providers of IMG offering people (as of writing) the only Long Term Healthcare Program in the Philippines. It’s a 3-in-1 product that solves the 3 major financial needs of Filipinos:
1.investment,
2.life insurance and
3.long-term healthcare.
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This long-term healthcare product is called the Kaiser Ultimate Health Builder. It has three (3) phases
1.the accumulation period
2.extended period, and
3.start of long-term care period (maturity).
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DURING ACCUMULATION PERIOD (1ST TO 7TH YEAR)
1. ANNUAL PHYSICAL EXAM
To be administered by an accredited service provider.
APE Coverage ( Basic 5 ) à Physical Examination; Chest X-Ray; Stool Examination; Routine urinalysis; and Complete Blood Count
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**ECG for Members above 35 and Pap Smear for Female Members above 35 years old or as required
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2. DENTAL BENEFITS
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Unlimited Dental Check Ups
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Unlimited Simple tooth extraction
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Once a year Free Dental Prophylaxis
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Re-cementation of jacket, crowns, inlays, on lays
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Minor adjustment of Dentures
3.Basic Medical Health Benefits
* Accredited Physician’s Fee, Specialist’s fee, Surgeon’s Fee, Anesthesiologist’s Fee
* Operating Room
* Intensive Care
4. Member’s choice of Room and Board (up to PhP 1,000/Day)
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5. Yearly Benefit Limit of PhP 50,000 - 140,000/Year
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6. Waiver of Installment due to Death/ Credit Life
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7. Waiver of installment and Premiums due to
Total and Permanent Disability
8. Term Life Insurance Coverage
9. Accidental Death & Dismemberment
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Loss of Both Hands 100%
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Loss of Both Feet 100%
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Loss of Sight on Both eyes 100%
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Loss of Sight on One Eye and One Hand 100%
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Loss of Sight on One Eye and One Foot 100%
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Loss of One Hand and One foot 100%
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Loss of one hand or one foot 50%
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Loss of sight of one eye 50%
10. Family Assistance Service
> Policy should be in ACTIVE status and plan should have completed at least one (1) year payment.
> Nominated patient must be an immediate family member of the Policy Holder or within the 1st degree of consanguinity.
> Policy Holder agrees to avail only of the services of Kaiser’s Accredited Doctors and Affiliated network of Hospitals
> Assistance to be provided by Kaiser shall only be to the extent of the allowable benefits due to the plan holder under his policy.
> Prior to discharge of the nominated patient, payment should have been settled with Kaiser.
> If Plan Holder requested or opted to pay on a “term basis”- Payment scheme is on case to case basis and subject to Kaiser approval.
Please NOTE that this assistance is an “accommodation” only and not considered a benefit of the plan, hence approval & denial solely depends on Kaiser Management Evaluation.
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ELIGIBILITY
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10 - 40 years old = K45 or higher (P2,647 and up)
41 - 50 years old = K60 or higher (P3,529 and up)
51 - 60 years old = K75 or higher (P4,412 and up)
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Kaiser Popular Plans
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Who is Kaiser International
The First Name in Healthcare
Kaiser International Health Group Inc. is registered as a health care provider. Kaiser is far more than an HMO. While most HMOs cater to both group and individual accounts, Kaiser's product is geared to address the long-term health care needs of individuals especially after their employment and retirement years.
The Birth of A New Health Plan
Borne out of a noble desire to provide quality health to a wide range of market from the low to mid up to upper class and prepare the aging HMO population for a comfortable life during their elderly years, a group of varied Filipino professionals banded together to fund Kaiser International Health Group Inc. Thus, the company was incorporated and registered with the Securities and Exchange Commission on June 8, 2004 with an authorized capital stock of Php:160M.
Kaiser was also granted a clearance to operate by the Department of Health- Bureau of Health Facilities and Services last July 26, 2004. This is the same government agency that regulates and supervises health maintenance organizations.
One of the Philippines' leading business daily, Business World reported Kaiser as one of the Newly Registered Corporations with at least Php:50M authorized capital in its August 5, 2004 issue.
Kaiser International Health Group Inc. is registered as a health care provider. Kaiser is far more than an HMO. While most HMOs cater to both group and individual accounts, Kaiser's product is geared to address the long-term health care needs of individuals especially after their employment and retirement years.
The Filipino culture has imbibed in us the value of a closely-knit family ties. It has come to a point where more than 50% of Filipino parents rely so much on their children or other relatives to support them in their old age. With the hope of turning-around or making a paradigm shift in the Filipino minds, Kaiser's group of incorporators had to come out with a product to answer the need for financial independence of people who are faced with the feeling of helplessness at a time when they most need medical attention and support.
Kaiser International Health Group Inc. co-exists with the traditional health maintenance programs. While traditional HMOs provide the financing for companies and employer's medical and health concerns while a person is employed, this support disappears once one quits, is in between jobs, or is too old or sick to work.
Kaiser provides a second layer of HMO coverage where a member has the option to use it or not. Realizing his need for long term care, reinforced with the proper orientation and understanding of the product, the member may now opt not to use his Kaiser coverage. In the long run, he will be rewarded for staying healthy and is on his way to a more secure and comfortable elderly life. No worries.
By fulfilling its mission, Kaiser will have contributed its share to move the Philippines into economic recovery and independence. We invite you to join us and share this mission with Kaiser.